# Terms of Service

Last updated: January 21, 2026

## 1. Acceptance of Terms

By accessing or using P402 ("Service"), you agree to be bound by these Terms of Service.

## 2. Description of Service

P402 provides payment routing infrastructure for HTTP 402 payments using blockchain-based stablecoins (USDC, USDT).

## 3. User Responsibilities

- You are responsible for securing your wallet and private keys.
- You must comply with all applicable laws regarding cryptocurrency transactions.
- You must not use the Service for illegal activities.

## 4. Fees

1% Fee on settled transactions

Fees are deducted automatically during settlement.

## 5. Limitation of Liability

P402 is provided "as is" without warranties. We are not liable for losses due to blockchain network issues, smart contract bugs, or third-party failures.

## 6. Termination

We reserve the right to suspend or terminate access to the Service for violations of these Terms.

## 7. Contact

Questions: [dev@p402.io](mailto:dev@p402.io)